Application Process

Documents to bring for your application

Acceptable Income Documentation
  • Previous two years’ Income Tax Returns and proof of filing for each year required. If you do not have copies of your tax returns and proof of filing, your application will be automatically denied as incomplete.
  • Payroll stubs for the past three months
  • Court order for Child Support and record of payment for twelve consecutive months
  • SSI letter stating amount of monthly payments
  • Social Security Administration letter verifying disability and amount of monthly payments
  • From employer: 1099, W2 or Domestic W2
Legal Documents
  • Current residential lease agreement
  • Driver’s License/ID
  • Social Security Card
  • Divorce decree
Monthly Bills
  • Utility bills in your name (electric, gas, phone, cable, etc.)
  • Current house or apartment money orders or checks
  • Loans (including student loans/credit cards/car payments, etc.)(must show remaining principle balance)
*Any co-applicants must be present at time of application and must bring documentation as well

Applications are taken by appointment only at the GCHFH office, located at 207 N. Glass St. Contact Rebekah or Cindy at 573-2511 to schedule an appointment.

The Mortgage

Every Habitat homeowner carries a mortgage at 0% interest which must be repaid over a 30-year period. Golden Crescent Habitat for Humanity guarantees that monthly payments will equal no more than 30 percent (Federal guidelines for affordability) of their income at the time of purchase, leaving adequate income for other necessities such as food, clothing, transportation and health care.

Financial Guidelines

Victoria Goliad Jackson Lavaca
1 PERSON $1,158 - $1,654 $1,152 - $1,646 $1,266 - $1,808 $1,105 - $1,579
2 PEOPLE $1,324 - $1,892 $1,318 - $1,883 $1,447 - $2,067 $1,263 - $1,804
3 PEOPLE $1,490 - $2,129 $1,482 - $2,117 $1,628 - $2,325 $1,420 - $2,029
4 PEOPLE $1,654 - $2,363 $1,645 - $2,350 $1,814 - $2,592 $1,578 - $2,254
5 PEOPLE $1,788 - $2,554 $1,779 - $2,542 $1,954 - $2,792 $1,706 - $2,438
6 PEOPLE $1,919 - $2,742 $1,910 - $2,729 $2,100 - $3,000 $1,832 - $2,617
7 PEOPLE $2,053 - $2,933 $2,042 - $2,417 $2,243 - $3,204 $1,957 - $2,796
8 PEOPLE $2,185 - $3,121 $2,173 - $3,104 $2,389 - $3,413 $2,085 - $2,979

All Income is Monthly Gross (before taxes). Confirmation will be required.